Intelligence & Capital: IT Recovery +3.7% & Capital Rotation
Strategic analysis of Feb 5: Nifty IT rebounds 3.7% from AI crash, capital rotation from tech to precious metals accelerates, emerging markets show resilience, and energy crisis deepens.
Free calculators, AI tools, legal documents & worker rights protection — updated for Labour Code 2025
ShramKavach is India's first comprehensive worker empowerment platform designed specifically for gig workers, delivery partners, freelancers, and self-employed professionals. Whether you're a Zomato delivery partner calculating gratuity, a freelance developer planning taxes under Section 44ADA, or a digital creator needing DPDP Act 2023 compliant privacy policies — we provide free, accurate, and privacy-first tools. With 34+ financial calculators covering gratuity (now eligible after just 1 year for fixed-term workers), EPF, tax comparison, leave encashment, and more, plus 2761+ AI prompts in Hindi and English, and 30+ legal document generators, we're helping 2.4 million+ workers across India know their rights and grow their businesses. All processing happens locally in your browser — we don't store any data, don't require signups, and keep everything 100% free forever.
Gratuity, EPF, Tax, Leave Encashment, EMI - all calculations instantly
DPDP Act 2023 compliant privacy policy & contract generators
2761+ business prompts in Hindi, English & Telugu - tested & verified
From delivery partners to digital creators - we serve all workers
Zomato, Swiggy, Uber Eats, Blinkit, Zepto, Dunzo, BigBasket, Flipkart, Amazon Flex, Urban Company, Rapido, Porter riders and service providers
Web developers, graphic designers, content writers, digital marketers, video editors, photographers, consultants, coaches, and all professional service providers
Kirana stores, restaurants, cloud kitchens, salons, beauty parlors, gyms, coaching centers, retail shops, home businesses, and micro-enterprises
Uber, Ola, Rapido, Namma Yatri drivers, auto rickshaw drivers on aggregator platforms
YouTubers, Instagram influencers, bloggers, podcasters, online course creators, newsletter writers, TikTok/Moj/Josh creators, LinkedIn thought leaders
Urban Company partners (beauticians, salon professionals, electricians, plumbers, carpenters, painters, AC technicians), cleaning services, pest control, appliance repair professionals
🇮🇳 Serving 15 Crore+ Gig Workers Across India
Unlike foreign platforms or generic tools, ShramKavach is designed specifically for Indian labour laws, tax regulations, and the unique needs of Bharat's workforce
Every calculator reflects the latest Code on Social Security 2020, Code on Wages 2019, Industrial Relations Code 2020, and Occupational Safety Code 2020. We track parliamentary notifications and update within 24 hours of any amendment. This includes the historic 1-year gratuity eligibility for fixed-term workers — a first in Indian labour history that most platforms still don't recognize.
Digital Personal Data Protection Act 2023 mandates explicit consent, data minimization, and right to erasure. ShramKavach achieves this through zero data collection — all processing happens locally in your browser. We don't have servers, databases, or user accounts. Your financial data, employee details, business information never leave your device. This is true privacy by design, not just policy.
We serve workers in Hindi, English, and expanding to Tamil, Telugu, Bengali, Marathi. Our AI prompts work for kirana stores in tier-3 cities, not just tech startups in Bengaluru. State-specific calculations for professional tax (Maharashtra vs Karnataka), minimum wages (Kerala vs UP), and regional labour regulations. We understand that a food delivery partner in Jaipur has different needs than a software developer in Pune.
Optimized for India's real internet infrastructure. Under 50KB page size, works offline after first load, compatible with basic smartphones from ₹5,000. No fancy frameworks that require high-end devices. Fast on Jio 2G, BSNL 3G, and even slow WiFi connections. Progressive Web App support means install like a native app without Play Store. Because digital empowerment shouldn't require ₹50,000 phones or 4G/5G connectivity.
How ShramKavach is making a difference across India
"Worked Swiggy for 18 months. Didn't know
about 1-year gratuity. Used ShramKavach calculator — claimed ₹37,000 from company. They
paid!"
- Ramesh, Mumbai
"Saved ₹23,000 in taxes using Section 44ADA
calculator. Old regime would have cost more. ShramKavach showed exact comparison in 2
minutes!"
- Priya Sharma, Freelance Designer
"Generated DPDP compliant privacy policy in
Hindi for my cloud kitchen website. Would have cost ₹15,000 from lawyer. Got it free
here!"
- Suresh Kumar, Pune
Labour laws, tax changes, and gig worker rights
Strategic analysis of Feb 5: Nifty IT rebounds 3.7% from AI crash, capital rotation from tech to precious metals accelerates, emerging markets show resilience, and energy crisis deepens.
Code on Social Security 2020 is now active. Delivery partners and gig workers are now eligible for gratuity after just 1 year.
New tax slabs for freelancers. New benefits in presumptive taxation up to ₹50 lakhs.
All digital platforms must update their privacy policy by March 2026.
Free generator here →Calculate your entitlements under the new 2025 Labour Code
Eligible from just 1 year for fixed-term contracts. First time in India!
Calculate Now →How much is the platform contributing in your name? Check now.
Check Now →Old vs New Tax Regime under 44ADA scheme - how much will you save?
Compare Now →DPDP Act 2023 compliant document generators - free & instant
Comprehensive generator with 50+ provisions - DPDP, GDPR, CCPA
Freelance agreements with payment & IP terms
GST compliant invoices with auto-calculations
Professional quotes with pricing & validity
Get started in 3 easy steps - No signup, No fees
Select from 34+ calculators, legal generators, or 2761+ AI prompts
Fill basic information - all processing happens in your browser
Instant calculations, ready documents, or copy-paste prompts
🔒 100% Private - No data stored, No tracking, No login required
Try Now - It's FreeEmpowering workers with knowledge and tools
Gratuity Calculated
For delivery partners & gig workers
Workers Helped
Across India in 2025
Avg. Tax Saved
Per freelancer using 44ADA
Legal Docs Created
Privacy policies & contracts
From 15,000+ worker reviews
Labour Code 2025 compliant
Multilingual support available
Built for Bharat, by Bharat
Free Tools
AI Prompts
Privacy
Updated
Open source mindset. No VC funding pressures. Built to serve workers, not investors.
Browser-only processing. No servers, databases, or user accounts tracking you.
Optimized for 2G/3G. Works on basic smartphones. Offline capability built-in.
Updated with Labour Code 2025, DPDP Act 2023, latest tax regulations.
ShramKavach - because every gig worker, freelancer, and small entrepreneur deserves the power of digital tools
Everything you need to know about ShramKavach
Absolutely safe! All calculations happen in your browser. We don't store, track, or transmit any data to servers. No cookies, no analytics, no database. Your information never leaves your device.
100% free forever. No hidden charges, no premium plans, no paid features. We believe worker empowerment tools should be accessible to everyone. Supported by ethical ads only.
Yes! All calculators are updated according to Labour Code 2025, latest tax slabs, and current government regulations. However, for legal/financial decisions, always consult a professional.
No app download or signup needed! Works directly in your mobile/desktop browser. You can install as PWA (Progressive Web App) for offline access and quick launch.
Simply copy any prompt and paste in ChatGPT, Gemini, Claude, or any AI chatbot. Our prompts are tested to work with all major AI tools. Available in Hindi, English, and Telugu.
Yes, our privacy policy and legal document generators follow DPDP (Digital Personal Data Protection) Act 2023 guidelines. Templates are reviewed but we recommend legal consultation for specific cases.
Once loaded, most tools work offline. Service worker caches pages for fast access. Very light on data - entire site is optimized for 2G/3G networks common in India.
Built for gig workers, delivery partners, freelancers, small business owners, kirana stores, home service providers, cab drivers, content creators, and anyone in India's informal economy.
Still have questions?
We're here to help! Submit your query and we'll get back to you.